---
description: Learn more about Xero price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
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title: Xero Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payroll Software](/directory/30202/payroll/software) > [Xero](/software/169561/xero)

# Xero

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> Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry.
> 
> Verdict: Rated **4.4/5** by 3300 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Xero?

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.4/5** | 3300 Reviews |
| Ease of Use | 4.4/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 4.2/5 | Based on overall reviews |
| Features | 4.3/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Xero
- **Founded**: 2006

## Commercial Context

- **Starting Price**: $3.50
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: Ignite: $3.50/month&#10;Grow: $7/month&#10;Comprehensive: $9/month&#10;Ultimate 10: $11.50/month
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States

## Features

- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Approval Process Control
- Bank Reconciliation
- Billing & Invoicing
- Case Management
- Chart of Accounts
- Client Management
- Client Portal
- Consolidation/Roll-Up
- Customer Statements
- Customisable Invoices
- Data Import/Export
- Delivery Management
- Direct Deposit
- Document Management
- Estimating
- Expense Tracking
- Financial Analysis
- Financial Reporting
- For Real Estate
- Fund Accounting
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Invoice Management
- Invoice Processing
- Mobile Payments
- Monitoring
- Order Tracking
- Payment Processing
- Payroll Management
- Payroll Reporting
- Profit/Loss Statement
- Project Management
- Quotes/Estimates
- Real-Time Data
- Receipt Management
- Receivables Ledger
- Reimbursement Management
- Status Tracking
- Task Management
- Tax Calculation
- Tax Compliance
- Time & Expense Tracking
- Transaction Management
- Trust Accounting
- W-2 Preparation

... and 54 more features

## Integrations (147 total)

- A2X
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule

... and 132 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Payroll Software](https://www.capterra.com.au/directory/30202/payroll/software)

## Related Categories

- [Accounting Software](https://www.capterra.com.au/directory/1/accounting/software)
- [Accounts Payable Software](https://www.capterra.com.au/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.com.au/directory/30521/accounts-receivable/software)
- [Construction Accounting Software](https://www.capterra.com.au/directory/20003/construction-accounting/software)
- [School Accounting Software](https://www.capterra.com.au/directory/20015/school-accounting/software)

## Alternatives

1. [QuickBooks Online](https://www.capterra.com.au/software/141374/quickbooks-online) — 4.3/5 (8464 reviews)
2. [QuickBooks Enterprise](https://www.capterra.com.au/software/46497/quickbooks-enterprise) — 4.5/5 (20653 reviews)
3. [NetSuite](https://www.capterra.com.au/software/135757/netsuite) — 4.2/5 (2045 reviews)
4. [Sage Intacct](https://www.capterra.com.au/software/76/intacct) — 4.3/5 (687 reviews)
5. [QuickBooks Desktop](https://www.capterra.com.au/software/173879/quickbooks-desktop-pro) — 4.4/5 (2562 reviews)

## Reviews

### "User-Friendly Interface" — 4.0/5

> **Cecilia** | *26 May 2026* | Religious Institutions | Recommendation rating: 9.0/10
> 
> **Pros**: The dashboard is clean, modern, and easy to navigate even if you have no formal accounting background.
> 
> **Cons**: Xero’s subscription tiers have increased in cost, which can become expensive for users. The built-in reporting can feel slightly basic if you need advanced customization.
> 
> simplifies daily bookkeeping with intuitive features, real-time bank feeds, and seamless third-party integrations.

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### "Perfect for small businesses" — 5.0/5

> **Jasmine** | *22 April 2026* | Accounting | Recommendation rating: 10.0/10
> 
> **Pros**: It's very user friendly. The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use.
> 
> **Cons**: Importing the chart of accounts can get a bit complicated, but that's expected. There's not much else I don't like.
> 
> Xero is one of the best accounting softwares I have used. It's very user friendly and perfect for small businesses. The limitation is for bigger businesses that have multiple subsidiaries, however for small businesses wanting to manage everyday accounting, it's the perfect choice.

-----

### "User friendly, especially for individuals" — 5.0/5

> **Deborah** | *16 January 2026* | Consumer Services | Recommendation rating: 8.0/10
> 
> **Pros**: It is very user friendly, especially for small self employed businesses\! &#10;Customer support are prompt in replying.
> 
> **Cons**: Would be great if there was a Favourites area on the home screen for easy referral to what is incoming/outgoing/owing rather than having to open issued invoices individually.&#10;Also would like to be able to label transactions when reconciling, so that instead of deleting lines individually from bank statement import that are personal transaction not related to my business in any way, a label will then just disregard the transaction instead of continually trying to match it with a Xero item code.
> 
> So far, so good.&#10;A lot of helpful articles available and the Help desk is also prompt with responding.

-----

### "Xero is the accounting go to" — 5.0/5

> **Karen** | *30 July 2025* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: Xero is so easy to use, one of the better and more flexible accounting programs.  The links to accounts, hub docs, and tax make this a go to for any accounting use
> 
> **Cons**: Xero is user friendly, so no real cons of note.  I honestly have yet to find a fault or anything negative.
> 
> This is my go to for all my accounting, both in business and personal.  It makes budgeting a breeze.

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### "A fresh and vibrant accounting software package" — 5.0/5

> **Sharelle** | *27 April 2026* | Construction | Recommendation rating: 9.0/10
> 
> **Pros**: The sheer beauty of the user experience - it has grown and changed but always maintained a fresh and vibrant look and feel - as easy as apple pie ;-)
> 
> **Cons**: The subscription cost for lower end users - they don't really do a 'minimal entry' platform that doesn't hurt your pocket if you're having a rough month. Like all platforms, they have to decide which features that users request will be implemented, and that left some users feeling ignored and out in the cold. It just cant be perfect for everyone, but its damn close\!
> 
> For the times i was running a multi-million dollar construction company - to when I branched out into a solo world, Xero was there to hold my hand every step of the way. Faster payments, smoother transactions - hosts of plug-in software to make Xero as unique as your own business. Easy to teach to newbies - fantastic at handling high-level accounting.

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## Links

- [View on Capterra](https://www.capterra.com.au/software/169561/xero)

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